What must you report if you permanently lose the use of a hand, arm, foot, leg, or eye?

In the situation where an individual permanently loses the use of a hand, arm, foot, leg, or eye, it is essential to report this change to the Driver License Division. This requirement is in place because such a condition may significantly affect a person's ability to safely operate a vehicle. The Driver License Division is responsible for ensuring that all drivers are capable of operating their vehicles safely, and they may need to adjust licensing requirements, provide further evaluation, or recommend modifications to the individual’s driving privileges based on their new circumstances.

The other options, while potentially relevant in different contexts, do not fulfill the specific legal obligation of notifying the Driver License Division. Family members and insurance providers may need to be informed about the situation for personal or coverage reasons, but they are not involved in the licensing process. Reporting to local police is not necessary unless there is a legal matter or reporting requirement associated with the incident of the loss itself. Hence, notifying the Driver License Division is the correct action to take following such a significant health change.