Which of the following can be a direct consequence of driving under the influence of alcohol?

Driving under the influence of alcohol can lead to a variety of serious consequences, one of which is the increase in insurance premiums. Insurance companies assess risk factors associated with policyholders, and a DUI conviction is viewed as a significant risk. This can result in higher premiums due to the perceived likelihood of future claims. Insurance providers often increase rates for drivers who have been convicted of DUI, as they may be seen as less responsible or more likely to engage in risky behaviors while driving.

The other options provided do not reflect accurate consequences of a DUI. For instance, the immediate reinstatement of driving privileges is highly unlikely; typically, a DUI leads to suspension or revocation of driving rights for a period, depending on the severity and state laws. A warning citation does not apply here, as a DUI charge is serious and usually results in formal charges rather than just a warning. Lastly, there is no guarantee of freedom from accidents as alcohol impairs judgment and reaction times, significantly increasing the risk of being involved in crashes while driving under the influence.